Wealth Management

wealth management

Whatever our clients’ circumstances, we believe there are certain key principles behind managing investments and savings. The basis of these is in looking at the objectives of our clients, their life goals and aspirations, and personal circumstances. We take particular care to discuss and agree the level of risk and capacity for loss with which our clients feel comfortable, for their investments and savings. We aim never to forget it is our clients’ money!

We can offer advice on a wide range of products and services using modern technologies and approaches. We always pay close attention to tax efficiency, and look to ensure simplicity of management and associated paperwork for our clients.

Where appropriate we can utilise modern Wrap Account strategies, to offer a framework within which pensions and investments can be managed in a cost effective and consistent way.

We are firm believers in the importance of correct asset allocation to investment strategies, giving the potential for returns where appropriate, but access in the short term for unexpected requirements.

We can advise across a wide range of savings & investment products:

  • ISAs
  • Savings plans
  • Structured deposit accounts
  • Open EndedInvestment Companies (OEICs)
  • Unit Trusts
  • Income guaranteed products
  • Investment Bonds (onshore and offshore)
  • Venture Capital Trusts
  • Enterprise Investment Schemes

An ISA is a medium to long term investment, which aims to increase the value of the money you invest for growth or income or both. The value of your investments and any income from them can fall as well as rise. You may not get back the amount you invested.

HM Revenue and Customs practice and the law relating to taxation are complex and subject to individual circumstances and changes which cannot be foreseen.