Protection

private protection

Nobody likes to contemplate their own death, which is why many of us neglect to arrange life insurance – and surveys show that many people have either insufficient or no life cover.

None of us know what is around the next corner, and for this reason we consider planning against the unexpected to be one of the most crucial elements of the advice we offer to our clients. This can be to plan for the financial impact of a number of different scenarios, whether for the impact on the individual, or those left behind. We advise and help provide peace of mind on:

  • Life cover
  • Protection for critical illness
  • Protecting income against illness or long-term injury
  • Accident, sickness or unemployment

We offer advice on which type of plan is suitable for individual needs, and help with details such as the level and duration of cover, plus optional add-ons. Solutions are always matched to affordability.

Where appropriate, plans are placed in simple forms of trust, to ensure that “the right people get the right amount, at the right time”.

Trusts are not part of the Openwork offering and are offered in our own right. Openwork Limited take no responsibility for this aspect of our business. Some trusts are not regulated by the Financial Conduct Authority.